Is that fallen tree covered by my insurance?
by: Christine Zafra
What will you do if for example a tree fell to your backyard and hit your roof, which eventually was damaged by the impact of the tree? You probably wonder if your insurance company covers such.
The fact is, yes, you can go to your insurance company and claim. In addition, it doesn’t matter whether the tree was in fact growing on your property; if it lands on your home or any of your insured properties, then that’s it, you can file a claim. During storms, trees can sometimes be uprooted and land on your property. I’m pretty sure insurance companies won’t trace where that tree or shrub cam from. It’s a total waste of time.
Photo taken from http://www.raggedcastle.com