How To Get Cheap Property And Building Insurance Part 2

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* Consider your deductible – the higher the deductible, the bigger the discount (it could produce savings of 15 percent to 30 percent or more).
* Insure your car and home in the same place – and get the discount.
* If you modernized your heating, plumbing or electrical systems – let the insurer know about it, you could get the discount.
* Stop smoking – some insurers offer to reduce premiums if no one in the home smokes.
* Insure your house, not the land – do not consider the value of the land when buying house insurance policy.
* Do not loose the chance to inform insurer about your past insurance history – no claims history could get you a discount.

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